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Why on-road prices differ city to city

Ex-showroom is only the start — here’s exactly what turns it into your city’s on-road price.

1 Jun 2026

Why on-road prices differ city to city

The same car shows different on-road prices in different cities because several city- and state-specific charges sit on top of the ex-showroom price.

What’s added

Road tax (state-set, often by price band and fuel), insurance, registration and HSRP, plus charges like FASTag and handling — these vary by location and add up.

Get a defensible number

Always price the car for your actual registration city. QLOCar computes RTO, insurance and charges per city so the on-road total — and your EMI — reflect what you’ll really pay.

Compare variants and check your city’s on-road price on QLOCar before you decide.